Accept all major payment cards with a mail order telephone order merchant account, free PCI compliant payment gateway setup, integrated fraud prevention and free 3-D Secure or enjoy a rapid activation with Moto Merchant Pay to accept cards and alternative payments with all the same benefits and features. Merchants and businesses are often categorized as high risk because they have the great potential of falling victim to fraud and chargeback possibilities. This alone is reason enough for banks to turn down merchant applications. The following below are some of the categories provided by MOTO Merchant Services account banking solutions.